July 25, 2017 3 min to read

WHO ARE MILLENNIALS?

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So, I am sitting at my computer, writing a blog post about financial guidelines at 10:15 on a Friday night, while listening for my twins on the monitor and chatting with a potential client on messenger. It made me think about something I had read earlier in the week, that seems to have become a common misconception about my generation. The adjectives most often used to describe Millennials are “entitled”, “lazy”, or “too emotional”. I am not going to lie, this infuriates me because this is the opposite of what I know to be true.

I see an entire generation that grew up in one of the toughest economic environments since the Great Depression. Proportionately, we have the highest childcare costs, healthcare costs, and educational expenses. It’s increasingly difficult to qualify for a home, interest rates are in the toilet, and pensions are non-existent. Nobody is teaching us what to do with our money, because they don’t know either. Past generations grew up in a time when you could get 8% + on a CD and you could buy a mansion on a fast food salary. So pretty much, you could do no wrong.

So what are we doing? We are adapting and we are succeeding.

What I see is a generation of people that are sick of spending 50+ hours a week away from their families, only to live paycheck to paycheck and retire with a 401(k) that’s in the toilet.  Millennials are deciding to go against the grain, to step out of the box of traditional ways of thinking, and to dare to believe that there is a better way. I see many of my peers starting their own businesses and working from home. They aren’t working less, they are working smarter. They are utilizing their talents to get paid more for the work they do and to work fewer hours so they can live their lives. They are worrying about the things that really matter in this world like human/animal rights, free thinking, and saving the planet.

Millennials are some of the most independent, trusting, fearless, and compassionate people I know. They will close the gender wage gap, enforce major environmental policies, and revolutionize the agricultural industries. Millennials are open minded, caring, and creative.

Millennials are changing the world. This frightens older generations, because as humans, part of us is reluctant to accept change and fears the unknown. As millennials, we are embracing change and perceiving it as endless possibilities of success. This different way of thinking is opening doors that were once closed to the millennial generation. It is not entitlement. It is not laziness. It is not being too emotional. It is a triumph against circumstances beyond our control.

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